Financing   view all articles

How to Go About Obtaining Private Equity

I can’t tell you how many times over the past five years I’ve been asked, “How do I go about getting equity financing?” My first…

Financing for a Thriving. . . or a Barely Surviving Businesses

There are two types of business owners that need financing: those thriving and those just barely surviving. “Thrivers” need money to fuel expansion; survivors need money to bankroll a change in the business.

Avoid the Pitfalls of Earnouts and Seller Financing

Over the past year, the market for mergers and acquisitions among small and mid-sized businesses has seen a slight increase. However, despite the uptick, many would-be business acquirers are still quite risk-averse, and want to minimize the amount of capital they need to invest in order to buy a company.

Resources for Going Global

The Overseas Private Investment Corporation’s (OPIC) Small Business Center (SBC) offers direct loans to qualified small businesses with annual revenues less than $35 million. Loans range from $100,000 to $10 million with terms from three to 15 years.

Two Grant & Investment Resources

Online Recovery Act Grant Opportunities A few objectives of the American Recovery and Reinvestment Act (ARRA) include tax relief and job growth and creation. So,…

How to Raise Money for Your Business  

How to Go About Obtaining Private Equity

I can’t tell you how many times over the past five years I’ve been asked, “How do I go about getting equity financing?” My first…

Resources for Going Global

The Overseas Private Investment Corporation’s (OPIC) Small Business Center (SBC) offers direct loans to qualified small businesses with annual revenues less than $35 million. Loans range from $100,000 to $10 million with terms from three to 15 years.

Cash Flow and Money Management   view all articles

I’ve Cut Costs. Now What?

The severity of the economy has put “business as usual” out of business. By now, you have probably gone through multiple iterations of cost cutting,…

Accounting: Not Just for Bean Counters Anymore

Let me start this letter by telling you that I was a CPA and CFO. After building and running the company for the past five…

How to Manage the Effects of the Fiscal Cliff

The recent fiscal cliff deal is giving new meaning to the “post-holiday blues” for many business owners and employees. Those banking on a happy New Year and resolving to spend less and pay off debt may find that they are forced to spend less but also to pay off less due to the latest legislatives changes.

Digging Your Business Out of Debt

In this constraining economy, collecting receivables is increasingly difficult. Along with the cost of supplies, marketing, and the overall increasing operation costs typically associated with running a business today, it is no wonder so many businesses are finding themselves falling into debt.

Leading by the Numbers

Given that the rate of business—and the world in general—has gotten a lot faster over the last few years, and the economy has obviously become tougher, small business owners need to know their numbers quicker than ever.

Payments and Collections  

Bitcoin, Valuation, and the Entrepreneur

Bitcoin, for those who don't know, is a growing open-source and digital payment network that is trying to become an alternate option for world commercial valuation and exchange.

Personal Finance  

Myths and Mistakes of Estate Planning for Business Owners

As business owners we have our hands full and can rarely spend the time to think far in the future, or to what we hope will be far in the future. Estate planning does not seem like an immediate need.

Myths and Mistakes of Estate Planning for Business Owners, II

In part I of this series, I discussed two of the most common myths and mistakes around estate planning, should you be brave enough to venture into this process. My goal, again, is to help steer you past these myths and mistakes, like a tour guide of unknown territory. Here are a few more to avoid in order to end up with your desired results.

Don’t Assume Retirement Is Age 65 or Later

The world has changed. I don’t know about you, but I was told my life would be a certain way.

Is Retirement Possible for Type A Personalities?

Ah, the joys of retirement. After putting in four or more decades of solid capitalism and supporting our great economy through sweat, equity, and entrepreneurship, we get to board the great ship of the golden dreams of retirement.

Myths and Mistakes of Estate Planning for Business Owners

As business owners we have our hands full and can rarely spend the time to think far in the future, or to what we hope will be far in the future. Estate planning does not seem like an immediate need.

Myths and Mistakes of Estate Planning for Business Owners, II

In part I of this series, I discussed two of the most common myths and mistakes around estate planning, should you be brave enough to venture into this process. My goal, again, is to help steer you past these myths and mistakes, like a tour guide of unknown territory. Here are a few more to avoid in order to end up with your desired results.

How to Manage the Effects of the Fiscal Cliff

The recent fiscal cliff deal is giving new meaning to the “post-holiday blues” for many business owners and employees. Those banking on a happy New Year and resolving to spend less and pay off debt may find that they are forced to spend less but also to pay off less due to the latest legislatives changes.

New Administrative Requirements for the Affordable Care Act

Now that the Patient Protection and Affordable Care Act has the U.S. Supreme Court’s stamp of approval, constitution wise, various provisions poised to take effect cannot be ignored any longer. These provisions mean more administrative chores for business owners. Here is a timetable that you can use to comply with new requirements.

Year-End Tax Planning

It’s that time of year again. No, I don’t mean it’s time to start preparing holiday fixings or shopping for festive attire. I mean it’s time for year-end tax planning. Steps taken between now and the end of the year can materially affect your 2005 tax liability. Don’t treat your tax life like a surprise, not to be peeked at until next March or April.